Real Estate Investment Guide - Dubai

By Gadait International - Your Real Estate Expert in Dubai

Table of Contents

1. Introduction

2. Key Market Figures

3. Why Dubai?

4. Investment Areas

5. Acquisition Process

6. Gadait International Services

7. Financial Aspects

8. Management & Follow-up

9. FAQ & Practical Information

10. Contact & Next Steps

Introduction

Gadait International, a company specialized in Dubai real estate, guides you through your investment journey in one of the world's most dynamic markets. Our expertise ensures a seamless acquisition process.

Key Real Estate Market Figures

2023-2024 Indicators

• Market growth: +16.9% in 2023

• Population: 3.6M inhabitants (2024)

• Tourists: 15.37M visitors (2023)

Average Price per sq.m by Area (2024)

• Downtown Dubai: 31,000 AED ($8,450)

• Dubai Marina: 19,500 AED ($5,310)

• Palm Jumeirah: 35,000 AED ($9,530)

• Dubai Hills: 17,000 AED ($4,630)

• Business Bay: 18,500 AED ($5,040)

Rental Performance

• Average rental yield: 5.5-8.2%

• Average occupancy rate: 85-95%

• Average lease duration: 1 year

• Rental increase: +20% (2023)

Market Dynamics

• Average transaction time: 2-4 weeks

• Transaction volume: +44% in 2023

• Total transaction value: 160 billion AED (2023)

• Foreign investors share: 68%

2024 Projections

• Expected growth: 8-12%

• New projects announced: +100 billion AED

• Tourism target: 20M visitors by 2025

Why Choose Gadait International?

✓ Recognized local expertise ✓ Premium partner network ✓ Personalized support ✓ Secure purchase process ✓ Dedicated after-sales service ✓ Customer satisfaction guarantee

Exclusive Gadait International Services

• Dedicated property finder

• Personalized virtual property tours

• Legal support

• Tax optimization service

• Premium property management

• VIP concierge service

• Relocation assistance

Tax and Financial Benefits

Why Invest in Dubai?

• 0% rental income tax

• 0% capital gains tax

• No annual property tax

• Among the world's most attractive rental yields (5-8% average)

• Currency stability (AED/USD)

• Foreign investor protection under local laws

Premium Investment Areas

Our High-Potential Zones:

• Dubai Marina - Premium urban lifestyle

• Downtown Dubai - Prestigious central district

• Palm Jumeirah - Iconic artificial island

• Dubai Hills - New luxury residential area

• Business Bay - Dynamic business center

Acquisition Timeline

• Week 1: Initial consultation and project definition

• Week 2: Property selection and viewings

• Week 3: Reservation and deposit

• Week 4: Financing finalization

• Week 5: SPA signing

• Weeks 6-8: Title deed issuance

Detailed Acquisition Process

1. Initial Consultation with RERA Professional

Topics covered during first meeting:

• Investment nature (rental/primary residence/secondary)

• Available budget

• Down payment amount

• Preferred areas

• Property type (apartment/villa)

• Desired delivery date

2. Property Selection

• Curated selection matching your criteria

• On-site or virtual visits based on your location

• Complete documentation: brochures, photos, videos

• Payment terms details

• Detailed inventory

3. Reservation Procedure

Required Documents:

• Valid passport

• Postal address

• Email address

• Phone number

Important Note: For multiple purchases, this information is required for each buyer.

Reservation Fees:

• Amount: between 2,500€ and 10,000€

• To be paid to the developer to secure the property

Financial Aspects

Sample Financing Plan

For a 1M AED investment (approximately $272,000):

• Down payment: 25% = 250,000 AED

• Bank financing: 75% = 750,000 AED

• Notary fees (DLD): 4% = 40,000 AED

• Agency fees: 2% = 20,000 AED

• Estimated monthly payments over 25 years: 4,375 AED ($1,190)

Total initial costs:

• Down payment: 250,000 AED

• DLD fees: 40,000 AED

• Agency fees: 20,000 AED TOTAL: 310,000 AED (approximately $84,400)

Available Financing Solutions:

• Cash payment

• Local bank financing (up to 75% for non-residents)

• Flexible developer payment plans

• International financing options

Payment Steps

4. First Payment (Down Payment)

• Timeline: a few weeks after reservation contract signing

• Amount: 10-20% of total property value

• Reservation fees are deducted from this first payment

• DLD fees: additional 4%

5. Final Contract Signing (SPA)

• After first payment and notary fees

• Receipt of final purchase contract (SPA - Sales Purchase Agreement)

• Contract in English

• Dual signature: buyer and developer

• Submission to Dubai Land Department (DLD) for registration

6. Property Title Deed

For off-plan property:

• Receipt of Oqood document

• Sent directly by Dubai Land Department

• Email transmission to address provided during reservation

For ready property:

• Receipt of Title Deed

• Sent by email

• Verification via Dubai Rest app

• Automatically registered in your DLD space

Property Management and Post-Acquisition Services

Gadait International Services:

• Rental placement

• Complete property management

• Maintenance and monitoring

• Monthly reporting

• Concierge service

• Rental yield optimization

Property Resale

• Resale procedure

• Average capital gains by area

• Average resale timelines

• Applicable taxation

• Gadait International assistance

Complete FAQ: Dubai Real Estate Investment

### Can I buy without traveling to Dubai?

Yes, the entire process can be completed remotely. Gadait International has established a comprehensive remote purchase process:

- Virtual property tours with live video streaming

- Electronic document signing

- Power of Attorney options for completion

- Remote bank account opening assistance

- Digital payment processing

- Regular updates via WhatsApp, email, or video calls

- Virtual meetings with our RERA-certified agents

### What is the average acquisition duration?

The timeline varies depending on the property type:

Ready Properties:

- 2-4 weeks total process

- Day 1-7: Property selection and reservation

- Day 8-14: Documentation and payment processing

- Day 15-28: DLD registration and title deed issuance

Off-Plan Properties:

- Initial purchase: 1-2 weeks for reservation and SPA

- Full completion: Depends on construction timeline (typically 2-3 years)

### Is it full ownership?

Yes, Dubai offers complete freehold ownership to foreign investors:

- 100% ownership rights

- No time limit on ownership

- Full inheritance rights

- Right to sell or lease without restrictions

- Property registered in your name at DLD

- Same ownership rights as UAE nationals in designated freehold areas

### What additional costs should I anticipate?

One-time Purchase Costs:

- DLD (Land Department) fees: 4% of property value

- Agency fees: 2% of property value

- Administrative fees: 590 AED

- Title deed issuance: 295 AED

- Mortgage registration (if applicable): 0.25% of loan amount

- Valuation fees (if mortgaged): 2,500-3,500 AED

Annual Running Costs:

- Service charges: 12-40 AED per sq.ft (varies by building)

- Building maintenance

- Property insurance

- Utility deposits and connections

### What guarantees come with new properties?

Developer Warranties:

- Structural warranty: 10 years

- MEP (Mechanical, Electrical, Plumbing): 1 year

- Interior finishes: 1 year

- Appliances: Manufacturer warranty (typically 1-2 years)

Additional Protections:

- RERA-regulated escrow accounts for off-plan purchases

- Developer registration and verification

- Project completion guarantees

- Defect liability period post-handover

- RERA dispute resolution system

### How does off-plan property handover work?

Pre-Handover Process:

1. Completion notice from developer

2. Property snagging inspection

3. Final payment processing

4. DLD registration preparation

Handover Day:

1. Unit inspection with developer

2. Defect documentation (if any)

3. Utility connection setup

4. Key collection

5. Welcome pack and user manuals

Post-Handover:

1. Defect resolution period (typically 30 days)

2. Registration of Ejari (tenancy contract if renting)

3. Community registration

4. Service charge initiation

### What are the average rental timelines?

For Long-term Rentals:

- Marketing period: 2-4 weeks

- Tenant finding: 1-2 weeks

- Contract processing: 1 week

- Standard lease term: 12 months

- Payment terms: 1-4 cheques annually

For Holiday Homes:

- Setup time: 2-3 weeks

- Average occupancy rates: 70-85%

- Peak season: October to April

- Booking lead time: 2-8 weeks

- Minimum stay requirements: 1-7 nights

### How are rental returns repatriated?

Process for International Investors:

1. Rental income collection in local UAE bank account

2. Currency conversion at competitive rates

3. International transfer options:

- Bank wire transfer (2-3 business days)

- Digital payment platforms

- Currency exchange services

Documentation Required:

- Property ownership proof

- UAE bank account statements

- Tenant contracts

- Tax residency certificates (if applicable)

### What insurances are necessary?

Mandatory Insurance:

- Building insurance (for villa owners)

- Fire insurance

Recommended Coverage:

1. Property Insurance:

- Structure coverage

- Contents coverage

- Third-party liability

- Natural disaster protection

2. Landlord Insurance (if renting):

- Rent default protection

- Property damage coverage

- Public liability

- Loss of rental income

3. Home Contents Insurance:

- Furniture and fixtures

- Personal belongings

- Valuable items

- Temporary accommodation coverage

Additional Optional Coverage:

- Home emergency cover

- Accidental damage protection

- Appliance breakdown coverage

- Owner's liability insurance

All insurance policies can be arranged through Gadait International's network of trusted providers, ensuring competitive rates and comprehensive coverage.

Our Service Excellence Guarantees

1. Transparency Promise

   • Clear communication

   • Detailed documentation

   • Regular progress updates

   • Full disclosure of all fees and costs

   • Complete market analysis reports

2. Security Commitment

   • Verified property listings

   • Secure payment processes

   • Document verification

   • Legal compliance

   • Data protection

3. Remote Investment Excellence

   • Virtual property tours

   • Digital documentation

   • Online transaction tracking

   • Remote closing capabilities

   • International payment solutions

4. Expert Guidance

   • Market research

   • Investment strategy

   • Property selection

   • Negotiation support

   • Ongoing portfolio management

Conclusion: The Gadait International Advantage

Transform Your Investment Journey

Gadait International has revolutionized the Dubai real estate investment process, making it:

• Accessible to international investors

• Professionally managed from start to finish

• Optimized for maximum returns

• Secure and transparent

• Supported by expert guidance

Your Success Is Our Priority

We measure our success through:

• Your investment returns

• Portfolio growth

• Long-term satisfaction

• Stress-free management

• Continued partnership

Future-Focused Approach

• Regular market analysis updates

• Investment opportunity alerts

• Portfolio optimization recommendations

• Technology integration

• Continuous service improvement

"Gadait International doesn't just facilitate property purchases; we create lasting investment success stories. Join our community of satisfied investors and experience the premium standard in Dubai real estate investment."

Take Action Now - Your Dubai Investment Journey Begins Here

🌟 Exclusive Investment Opportunity 🌟

Why Act Now?

• Prime properties in high-demand locations

• Pre-launch prices available for limited time

• Historically low interest rates

• Strong market growth projections

• Premium units still available in iconic developments